Silicon Pauli - About us

We build for the parts of finance that no longer work. Most financial systems weren’t built for users. They were built for institutions, for processes, for control. We use AI and blockchain to redesign what finance should look like when it’s built for people: simpler, faster, fairer.

And yes, less bullshit.

We don't consult. We build.

Execute

We work inside the machine, not around it

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We treat regulation like code, not like noise

Decode

We are fun to work with

Connect

We don't consult. We build.

Execute

The difference in innovation lies between advising and building. We build. That’s why we created our own AI products instead of writing another PPT deck that nobody reads. Execution is the strategy.

We work inside the machine, not around it

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Financial institutions don’t need more ideas. They need teams who know how to navigate compliance, complexity, and political landmines - and still ship. That’s what we do.

We treat regulation like code, not like noise

Decode

Innovation without legitimacy is just a prototype. We treat regulation as a creative constraint, one that shapes better products, not weaker ones. If it can’t launch in the real world, it’s not worth building.

We are fun to work with

Connect

We take the work seriously - ourselves, not so much. We keep things fast, clear, and refreshingly unbureaucratic. No inflated egos, no endless meetings. Just smart people, building good things together

WHERE we operate

Germany

UAE

Innovation doesn’t stop at borders.
While Europe brings deep financial expertise, the UAE leads in speed and execution.
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At Silicon Pauli, we’re building bridges: linking European finance with Gulf innovation to shape the future of digital financial services.

Silicon Pauli is led by Nicolas Kittner and Janosch Krug, who bring deep expertise in product development, digital strategy, and venture building. Nicolas is a seasoned entrepreneur with over 15 years of experience in digital business and user experience. As the founder of Silicon Pauli, he is a passionate advocate for startups and a frequent speaker on innovation and digital transformation. Janosch is a recognized leader in digital products and financial services. Before joining Silicon Pauli, he built and led the Sparkassen Innovation Hub, where he and his team developed dozens of projects for the German banking and insurance sector.

Together with their team and partners, they are committed to reshaping the future of finance and insurance, making it more inclusive, intelligent, and human. By applying AI and blockchain where they create real value, they aim to open up financial opportunities beyond the usual circles.

Management Team

Nicolas Kittner

Founder & Managing Partner

Janosch Krug

Managing Partner